Future profession in children: Financial literacy

Financial literacy, which is the main profession of the future, is the economy in today’s world; Considering that it directly affects many areas such as politics, social life and quality of life, we can say that the value of the information we have in the economic field increases day by day.

What is the importance and place of financial literacy education?

The leading countries of the world, especially in the field of finance, take important steps in helping individuals gain literacy and include them in their education systems. Especially countries that have grasped the value of this field state that the acquisition of this skill will add value not only to individuals but also to the country’s economy. Even having little information on basic concepts such as savings, investment, savings and budget adds value to the process.


Financial literacy is basically the whole of the work done to gain the ability to use money and other resources with economic value in a correct and systematic way.

What are the key elements taught in financial literacy?

In financial literacy courses, the student is taught “money management, cash flow, budget planning, financial statement reading, financial statement analysis, investment tools, financial literacy, capital management, interest and interest rate concept, spending habits, passive income generation, fixed / variable expense concepts. It aims to teach basic subjects such as active and passive assets, risk management, the importance of investment and savings, emergency fund creation and the concept of debt.

What advantages does it provide for children to create their own economy?

The student’s creation of his own economy; Directing its own economy, creating income-expenditure balance, gaining additional resources by investing in the right areas and earning income with it, and having knowledge on economic issues in the globalizing world, add added value to the student and enable them to reach their goals at a young age.

Educational process in financial literacy; The leading countries of the world as a system attach importance to the concept of literacy and apply it in their education systems in many areas. This concept, which started in areas such as media, informatics, technology and science in previous periods, has now been used for finance as well and has taken its place in education systems.

The fact that this field of education begins to take place in schools or in the education system will gradually return to the individual, and then to the country as a whole, both in terms of gain and international awareness.

Financial literacy at any age; The individual’s ability to manage his own economy from an early age, regardless of small or large size, to save money, to apply his budget to his life, and to know the basic concepts will enable him to take healthier steps economically no matter what field he or she may turn to in the future.

When we look at the information obtained in many studies on students, it has been revealed that people who acquire this skill in a healthy way have the thought of taking safer and firmer steps in economic matters in their later years.

In the researches, financial literacy can be taught to students starting from the pre-school period by paying attention to its gradual and content, and it can be evaluated practically in the lessons by creating the right case studies and environments.

What is the role of financial literacy in societies?

The fact that societies have financial literacy skills see money as a means of production, not as a means of consumption in developed societies. In order to create a society that produces information, technology and financial resources, it is stated that financial literacy skills should be gained at an early age to the members of that society.

Individuals and societies with financial literacy skills have some differences from individuals and societies that do not have this skill. First of all, these individuals can create and use their budgets in a balanced way by being aware of their income and expenses. By having financial information, they become aware of where and how to use the information. They can use money effectively. They can save. They can create and use their budgets in a balanced way. Since individuals encounter jobs that require economy as a child, this skill should be gained at a young age. Individuals who acquire financial literacy skills at an early age become more conscious and sensitive about the economy, budget and investment. Individuals with high financial literacy are better equipped to make decisions that are beneficial to them and to constructively criticize and support the economic world in which they live. To this end; students aim to acquire a financial literacy skill.

What is the transformation of financial literacy in the digital environment?

Economic issues are an even more important part of our lives today and in our country. In particular, students need to understand how financial shopping is an integral part of everyday life. For example, someone with a cell phone should be able to understand what it means to sign a two-year phone contract that he can’t cancel at will. Everyone should be aware of the effects of the purchase, which we complete in a digital environment with one or two clicks. Thanks to financial literacy awareness, students can learn about money awareness, for example what it means to save money or pay with a debit card without using cash.

What is the ability to interpret the Turkish economy in the financial literacy course?

Students will be gaining the ability to evaluate Turkey’s economic situation and its power of transportation to goods and services in this context.

Financial literacy is a field for people who can think critically and has a structure that gives students a critical perspective. The feature that makes financial literacy interesting is that it contains the mutual interaction of sociology, psychology, mathematics and law.

What are the achievements of children with financial literacy skills?

• Makes conscious choices between the two by distinguishing between wants and needs.

• Recognizes the main economic activities in his family and close environment.

• Exhibits conscious consumer behavior as a responsible individual.

• Creates its own sample budget.

• It uses the resources around it without wasting it.

• Makes conscious choices between the two by distinguishing between wants and needs.

• Recognizes the main economic activities in his family and close environment.

• Exhibits conscious consumer behavior as a responsible individual.

• Creates its own sample budget.

• It uses the resources around it without wasting it.

• Relates our country’s resources to its economic activities.

• Analyzes the effect of unconscious consumption of resources on living life.

• Prepares investment and marketing project examples, taking into account the geographical features of Turkey.

• Defends the necessity and importance of paying taxes in terms of citizenship responsibility and its contribution to the country’s economy.

Aiming to make the student financially literate, to enable them to analyze financial situations, and to gain basic financial skills and make them conscious. For this purpose, we should consider acquiring the basic skills of finance, which is a global language, and raising global citizens as an integral part of achieving this vision.

By Admin

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